Buy your Home

Without Stress

Here’s the truth: mortgage companies are charging people too much money. And when you overpay for your mortgage, you have less money leftover for things like savings, investments, pie and coffee at Akston’s Diner, or maybe taking a once-in-a-lifetime family vacation. Every dollar matters. Therefore, it’s our goal to help you qualify for the lowest rates possible, and give you the best experience possible. From our end, this approach maximizes our success over the long term. What other mortgage company can say that?

Fixed Rate Home Loans

The conventional fixed rate mortgage has a constant interest rate and monthly payments that never change. This option allows you to lock in the rate for the life of your loan. If your loan amount exceeds 80% of the value of your home, you are required to obtain private mortgage insurance on the loan. With this type of mortgage, even fluctuations in the market will not have an impact on the rate. Because of this, these types of home loans are the most popular mortgages in the U.S. Psst… we’re not going to up-charge you like other mortgage companies will.

Adjustable Rate Home Loans

The conventional adjustable rate mortgage has an interest rate tied to a margin and index and the rate and monthly payment can change over the life of the loan. Some adjustable rate loans offer an initial fixed rate period, typically from 3-10 years. At the end of this fixed rate period, the interest rate then adjusts on an annual basis for the remaining term of the loan. If your loan amount exceeds 80% of the value of your home, you are required to obtain private mortgage insurance on the loan. We’re not going to up-charge you on these either. Save your money!